Personal Financial Management







                Douglas W. Neway

Chapter 13 Standing Trustee

          Post Office Box 4308

       Jacksonville, Florida 32201-4308


Personal Financial Management



This is an advertisement for services


Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, consumer debtors must complete a personal financial management course as a condition to receiving a bankruptcy discharge.  You may attend my Personal Financial Management course to satisfy this requirement and obtain your Certificate of Debtor Education.

The Personal Financial Management course will include topics such as;  Chapter 13 Legal and Administrative Procedures, Setting Goals, Budget Development, Money Management, Wise Use of Credit, Consumer Information and Coping with Unexpected Financial Crisis. Courses are scheduled as follows:




Classes are held on most Monday afternoons except holidays.  Reservations are not required.  You may select any one date and attend.   For your convenience, you may wish to attend class on the same date as your Meeting of Creditors.  If the date established for your Meeting of Creditors is not listed below as a class date, please contact Greg Miller for additional class dates at (904) 358-6465 ext. 236 or toll free at (800) 358-6465 ext. 236.



                                               FURTHER NOTICE!


             LOCATION:           VyStar Tower,

                                               76 S. Laura Street, Suite 210

                                               Jacksonville, FL 32202


            TIME (all classes):    2:00 p.m. until 4:30 p.m.


            FEES:     The course and the course materials are provided to participants at no charge.The course and the course materials are provided to participants at no charge.



--Door opens at 1:30 p.m.  You must be in the classroom by 2:00 p.m. to sign into the class.


       --Photo identification and your Chapter 13 Bankruptcy case number are required to obtain your Certificate of Debtor Education.


--Parking information:

                     -- Metered street parking at the rate of $ .25 per half hour.  Coins or Debit card accepted.

                                    --Parking facility with an entrance on S. Hogan St. and an entrance on W. Bay St.  $3.00 for the first hour and $1.00 each additional 20 minutes.  Maximum $12.00 per day.



                                     Personal Financial Management Course





                The Personal Financial Management Course is generally offered every Monday (except federal holidays) from 2:00 p.m. until 4:30 p.m.  Courses are held at The SunTrust Building, 76 S. Laura St., in the Lobby Conference Center.  Please contact our office or refer to our announcements for specific dates, times and locations.




             Douglas W. Neway, Esquire


             Mr. Neway has been the Chapter 13 Standing Trustee for the U.S. Bankruptcy Court, Jacksonville Division, since October 1, 2007.  Mr. Neway received a B.F.A. Degree from Marymount Manhattan College and received his Juris Doctor Degree from Nova University School of Law.  He was the Managing Partner of Bond, Botes & Neway, P.C. for 10 years where he represented debtors in consumer bankruptcy cases.  Mr. Neway has taught bankruptcy courses at the University of  Florida Law School and the Florida A & M University Law School.  He is a frequent lecturer on consumer bankruptcy topics at seminars, colleges and law schools.


              Gregory L Miller


                Mr. Miller has been Debtor Education Coordinator and an instructor for this program since 2002.  He has a Bachelor of Science Degree from Michigan State University.  He developed and taught a college level course for Edward Waters College and was Vice President of Training for Barnett Merchant Services, a credit card processing company.  Mr. Miller was a Financial Consultant with Merrill Lynch and Dean Witter for 8 years and he was the founding Executive Director of The First Coast BBIC, a small business lending corporation.  He is an Accredited Financial Counselor.




                The course and associated materials and supplies are provided to Chapter 13 debtors free of charge and without regard to ability to pay.




                The provider of this course does not pay or receive fees or other consideration for the referral of students to or by the provider.




                Participants, upon completion of the course requirements, will be issued a Certificate of Debtor Education at the end of the class.  If it is not possible to issue the certificate at the end of the class, the certificate will be mailed to the Participant’s home address within 3 (three) business days.

The Participant or their Attorney must file the Certificate of Debtor Education with the Court.  The Trustee, or course provider, does not file the certificate with the Court.




              This course and the associated materials are provided in English.  If you are not proficient in English, please see the U.S.Trustee’s website for a list of other course providers and the language(s) in which they offer the Personal Financial Course: